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Home Refinancing With One Of The Most Reliable Mortgage Lenders In Parker, Lone Tree, Castle Rock, and Denver
The majority of mortgage loan applications over the past several years have been for refinancing due to historically low interest rates. That continues today. People refinance for a variety of reasons including changing from an adjustable-rate to a fixed-rate mortgage, shortening or lengthening the term of the loan, home renovations, getting a loan with better terms and debt consolidation.
While refinancing could make a significant difference in the amount you pay each month, there are other costs you should consider (such as finance charges over the life of the loan). Refinancing a mortgage is similar to when you applied for your loan initially. You must have a relatively good credit score, pay closing costs and fees, and may even have a cursory home inspection.
If you are considering refinancing we recommend you contact us and we’ll design a Custom Loan Strategy video for you. We find that our clients gain a much clearer understanding of what refinance strategy would potentially be in their best interest when they can see a side-by-side comparison next to their current mortgage.