You probably already know mortgage rates are at all-time lows, which makes this an especially attractive time to buy a home. If you already own your place, we may still be able to help you get in on this opportunity for savings by refinancing your existing home loan.
Federal mortgage agency Freddie Mac reports mortgage rates continued their slide to the end of 2020, with 30-year fixed loans at an average of 2.66% as of Dec. 24. One of the chief considerations for most people in deciding to refinance is whether the current interest rates are lower than what was available when they got their mortgages, and everyone can answer “yes” to that right now.
Advantages of a Refinance
There can be benefits to refinancing a mortgage beyond saving money, though that’s certainly enough of a motivator for the option to be attractive to most who pursue it. Among the other potential pluses you could realize from making the move are:
If you’re interested in refinancing your mortgage, Journey Home Lending has the options and expert advice you’re looking for. Let’s get started on your new financial future today!
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