Did you spend time in a loved one’s home over the holidays? It might have gotten you thinking about how you want to start house-hunting this year and become a new homeowner.
If that’s the case, our team at Journey Home Lending is here to help you take the steps necessary to find yourself in a new home this year.
Become a Homeowner in the New Year
Have you always dreamed of becoming a homeowner? We are ready to help make that dream a reality. All we need to do is manage a few “household” items first before you are handed the keys to your new home.
Step 1: Research. Research. Research.
Whether this is your first home or your fourth, you want to make sure you do your research so that you have a better idea of what type of home you are looking for.
Is there a certain school district you want? Do you need a certain number of bedrooms or bathrooms? Does it need to have a backyard and/or pool? Do you want a ranch-style home or one with a basement?
There are a lot of things you need to think about in terms of the house you want for your family. When answering these questions, put a star next to the ones that are non-negotiable when house-hunting.
Step 2: Get Pre-Qualified for a Home
The last thing you want to do is to go house-hunting, find the perfect home and then discover the home is not in your budget when applying for the loan. Talk about a huge disappointment.
Don’t let this happen to you and ruin the fun of finding your dream home. Get pre-qualified for a home loan looking at homes so you can be sure to only look at houses within your budget.
Plus, getting pre-qualified can help when you do find your perfect house. If there is another potential buyer who is not pre-qualified, you are more likely to get the house because you are!
Step 3: Dot Your I’s and Cross Your T’s
While you might be eager to sign on the dotted line when you find that perfect home, there are a few things you need to do first to make sure the house is a good purchase. A home inspection is an important part of the home-buying process, as it can help to make sure there is nothing majorly wrong with the house, such as foundation issues, a leaky roof, or an aging water heater.
You want to make sure the house you are moving into isn’t going to cost an arm and a leg once you are moved in.
Are you looking for a new home in 2022? Will you be a first-time homeowner? Contact our team today to get started on the pre-approval process for a mortgage loan.
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