2023 Conforming Loan Limits for Colorado
The table below shows conforming loan limits for all Colorado counties and for all unit types. Please remember that a single-family residence is referred to as a 1-unit property below, so if you are thinking of buying a single-family home in 2023, refer to the 1-unit column below. Duplexes are referred to as 2-unit properties, triplexes are referred to as 3-unit properties, and multi-plexes are referred to as 4-unit properties below.
The 2023 conforming loan limit for most counties in Colorado is set at $726,200, an increase over the 2022 cap of $647,200. In the more expensive counties of Colorado, the single-family loan limits in 2023 are higher, as is outlined in the chart below.
| County Name | 2023 Loan Limit 1 Unit | 2023 Loan Limit 2 Unit | 2023 Loan Limit 3 Unit | 2023 Loan Limit 4 Unit |
| ADAMS COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| ALAMOSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ARAPAHOE COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| ARCHULETA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BACA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOULDER COUNTY | $856,750 | $1,096,800 | $1,325,800 | $1,647,650 |
| BROOMFIELD COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| CHAFFEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEYENNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLEAR CREEK COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| CONEJOS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COSTILLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CROWLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DELTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DENVER COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| DOLORES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DOUGLAS COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| EAGLE COUNTY | $1,075,250 | $1,376,550 | $1,663,900 | $2,067,850 |
| ELBERT COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| EL PASO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREMONT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GARFIELD COUNTY | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| GILPIN COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| GRAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GUNNISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HINSDALE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUERFANO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| KIOWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KIT CARSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LA PLATA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LARIMER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAS ANIMAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MESA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MINERAL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MOFFAT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTEZUMA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTROSE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTERO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OURAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PARK COUNTY | $787,750 | $1,008,450 | $1,219,000 | $1,514,950 |
| PHILLIPS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PITKIN COUNTY | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| PROWERS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PUEBLO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIO BLANCO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIO GRANDE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROUTT COUNTY | $845,250 | $1,082,100 | $1,308,000 | $1,625,500 |
| SAGUACHE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN JUAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN MIGUEL COUNTY | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| SEDGWICK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMMIT COUNTY | $953,350 | $1,220,450 | $1,475,250 | $1,833,400 |
| TELLER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YUMA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
For more information on loan limits for both conforming and FHA please reach us via our contact page or call us at 303-660-4210.