Conforming Colorado Loan Limits

2022 Conforming Loan Limits for Colorado

The table below shows conforming loan limits for all Colorado counties and for all unit types. Please remember that a single-family residence is referred to as a 1-unit property below, so if you are thinking of buying a single-family home in 2022, refer to the 1-unit column below. Duplexes are referred to as 2-unit properties, triplexes are referred to as 3-unit properties, and multi-plexes are referred to as 4-unit properties below.

The 2022 conforming loan limit for the majority of counties in Colorado is set at $647,200, a significant increase over the 2021 cap of $548,250. In the more expensive counties of Colorado, the single-family loan limits in 2022 are higher, as is shown in the chart below.

 

County Name 1-Unit 2-Units 3-Units 4-Units
ADAMS $684,250 $875,950 $1,058,850 $1,315,900
ALAMOSA $647,200 $828,700 $1,001,650 $1,244,850
ARAPAHOE $684,250 $875,950 $1,058,850 $1,315,900
ARCHULETA $647,200 $828,700 $1,001,650 $1,244,850
BACA $647,200 $828,700 $1,001,650 $1,244,850
BENT $647,200 $828,700 $1,001,650 $1,244,850
BOULDER $747,500 $956,950 $1,156,700 $1,437,500
BROOMFIELD $684,250 $875,950 $1,058,850 $1,315,900
CHAFFEE $647,200 $828,700 $1,001,650 $1,244,850
CHEYENNE $647,200 $828,700 $1,001,650 $1,244,850
CLEAR CREEK $684,250 $875,950 $1,058,850 $1,315,900
CONEJOS $647,200 $828,700 $1,001,650 $1,244,850
COSTILLA $647,200 $828,700 $1,001,650 $1,244,850
CROWLEY $647,200 $828,700 $1,001,650 $1,244,850
CUSTER $647,200 $828,700 $1,001,650 $1,244,850
DELTA $647,200 $828,700 $1,001,650 $1,244,850
DENVER $684,250 $875,950 $1,058,850 $1,315,900
DOLORES $647,200 $828,700 $1,001,650 $1,244,850
DOUGLAS $684,250 $875,950 $1,058,850 $1,315,900
EAGLE $862,500 $1,104,150 $1,334,700 $1,658,700
ELBERT $684,250 $875,950 $1,058,850 $1,315,900
EL PASO $647,200 $828,700 $1,001,650 $1,244,850
FREMONT $647,200 $828,700 $1,001,650 $1,244,850
GARFIELD $856,750 $1,096,800 $1,325,800 $1,647,650
GILPIN $647,200 $875,950 $1,058,850 $1,315,900
GRAND $647,200 $828,700 $1,001,650 $1,244,850
GUNNISON $647,200 $828,700 $1,001,650 $1,244,850
HINSDALE $647,200 $828,700 $1,001,650 $1,244,850
HUERFANO $647,200 $828,700 $1,001,650 $1,244,850
JACKSON $647,200 $828,700 $1,001,650 $1,244,850
JEFFERSON $684,250 $875,950 $1,058,850 $1,315,900
KIOWA $647,200 $828,700 $1,001,650 $1,244,850
KIT CARSON $647,200 $828,700 $1,001,650 $1,244,850
LAKE $647,200 $828,700 $1,001,650 $1,244,850
LA PLATA $647,200 $828,700 $1,001,650 $1,244,850
LARIMER $647,200 $828,700 $1,001,650 $1,244,850
LAS ANIMAS $647,200 $828,700 $1,001,650 $1,244,850
LINCOLN $647,200 $828,700 $1,001,650 $1,244,850
LOGAN $647,200 $828,700 $1,001,650 $1,244,850
MESA $647,200 $828,700 $1,001,650 $1,244,850
MINERAL $647,200 $828,700 $1,001,650 $1,244,850
MOFFAT $647,200 $828,700 $1,001,650 $1,244,850
MONTEZUMA $647,200 $828,700 $1,001,650 $1,244,850
MONTROSE $647,200 $828,700 $1,001,650 $1,244,850
MORGAN $647,200 $828,700 $1,001,650 $1,244,850
OTERO $647,200 $828,700 $1,001,650 $1,244,850
OURAY $647,200 $828,700 $1,001,650 $1,244,850
PARK $684,250 $875,950 $1,058,850 $1,315,900
PHILLIPS $647,200 $828,700 $1,001,650 $1,244,850
PITKIN $856,750 $1,096,800 $1,325,800 $1,647,650
PROWERS $647,200 $828,700 $1,001,650 $1,244,850
PUEBLO $647,200 $828,700 $1,001,650 $1,244,850
RIO BLANCO $647,200 $828,700 $1,001,650 $1,244,850
RIO GRANDE $647,200 $828,700 $1,001,650 $1,244,850
ROUTT $678,500 $868,600 $1,049,950 $1,304,850
SAGUACHE $647,200 $828,700 $1,001,650 $1,244,850
SAN JUAN $647,200 $828,700 $1,001,650 $1,244,850
SAN MIGUEL $756,700 $968,700 $1,170,950 $1,455,200
SEDGWICK $647,200 $828,700 $1,001,650 $1,244,850
SUMMIT $822,375 $1,053,000 $1,272,750 $1,581,750
TELLER $647,200 $828,700 $1,001,650 $1,244,850
WASHINGTON $647,200 $828,700 $1,001,650 $1,244,850
WELD $647,200 $828,700 $1,001,650 $1,244,850
YUMA $647,200 $828,700 $1,001,650 $1,244,850

For more information on loan limits for both conforming and FHA please reach us via our contact page or call us at 303-660-4210.